YOUR ORDER IS LOCK-IN ON THE DAYAND AT THE TIME YOU PLACE YOUR ORDER, YOUR CONFIRMATION NUMBER REFLECTS THE DATE AND TIME OF YOUR ORDER, THAT IS ALSO THE STARTING DATE, YOUR HAVE TO PAY THE BALANCE ON OR BEFORE THE 40TH DAY OF THIS DATE.
AT CHECK OUT YOU MUST SELECT TO PAY BY 10% RESERVE BY CHECK OR MONEY ORDER OR 10% BY WIRE TRANSFER.
NO CREDIT CARDS FOR LAYAWAY. PLEASE READ ALL OF THE FOLLOWING AND ALL OF OUR TERMS AND CONDITIONS ON OUR CONTACT US PAGE.
Dinar On Reserve - Layaway
SCGS US Iraqi Dinar on Reserve program allows you to LOCK-IN a price on your Iraqi Dinar by paying a 10% down payment to reserve your Dinars with 40 days to pay. You then have 40 days to pay the remaining balance. Please read the entire layaway reserve policies and procedures before placing an order.
SCGS US Layaway/Reserve Policy:
1 Million New Iraqi Dinar (IQD) minimum order.
Customer makes a 10% down payment which begins a 40 day time period for full payment.
YOUR ORDER IS LOCK-IN ON THE DAY YOU PLACE YOUR ORDER, YOUR CONFIRMATION NUMBER REFLECTS THE DATE AND TIME OF YOUR ORDER, THAT IS ALSO THE STARTING DATE, YOU HAVE TO PAY THE BALANCE ON OR BEFORE THE 40TH DAY OF THIS DATE.
The remaining 90% balance due must be paid in full within 40 days of the date you place your order. The balance is due by the close of business on the 40th day. If the 40th day falls on a holiday or a day that approved delivery services do not deliver, the due date will be the following day.
THE 10% IS NON-REFUNDABLE.
Order Policy:
Orders must be placed online using the normal ordering method using the 10% Reserve payment option at check out.
By placing this order I agree to SCGS US Layaway/Reserve policies and conditions.
The 10% down payment must be Post Marked within 4 business days of the placement of the online order, or if paid by Wire Transfer, the transfer must be made within 5 business days.
THE DATE THAT YOU MAKE PAYMENT IS NOT THE START DATE , THE DATE YOU PLACE YOUR ORDER IS YOUR LAYAWAY STARTING DATE.
The additional 90% must be paid received by SCGS US on or before the 40 day period expires.
Dinars will be mailed to the customer once the final 90% balance due payment is received.
Sending the 10% initial payment constitutes agreement to the SCGS US Layaway/Reserve policies and conditions.
Cancellation Policy:
Layaway/Reserve orders CANNOT be cancelled.
If a customer chooses to cancel an order or not send in the 90% balance due final payment, the initial 10% will be forfeited to SCGS US as a carrying cost.
Exchange Rate Policy:
The Iraqi Dinar value will be locked in based on the ORDER.
Final 90% payment is based on the initial purchase price order and will not fluctuate with changes in the exchange rate of the Iraqi Dinar.
Learn more about investing in Iraq
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